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Designed for higher earners
Turn strong business income into a disciplined retirement strategy with room to contribute meaningfully beyond a standard 401(k).
Third-party pension administration
Pension plan administrator for business owners.
Sterling Pension Group is a third-party pension plan administrator. We design and administer Defined Benefit and Cash Balance plans so owners can move more of today’s income into retirement—without making the process feel complicated.
✓ Complimentary first conversation✓ Built for owner-led businesses✓ Serving clients nationwide
Contribution potential$250k+depending on your facts
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Strategic plan design
for your real business
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Clear administration
without the runaround
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Long-term perspective
for the life you want
Two paths. One bigger picture.
Make more of the income your business creates.
The right pension arrangement can help you shift more of today’s income toward long-term wealth. We help you understand the trade-offs and move forward with confidence.
Plan path 01
Defined Benefit Plans
A powerful structure for business owners who want predictable retirement value and larger deductible contributions.
Explore the approach →
Plan path 02
Cash Balance Plans
An account-based Defined Benefit structure that makes substantial contributions easier to visualize and track.
See how it works →Why Sterling
Expertise without the distance.
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Built around your business
We coordinate plan design, documentation, administration, and compliance workflows around the way your company actually operates.
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A direct, human partner
Work with the people who know your plan—not a call center. We make complex pension decisions easier to understand and act on.
Administration that stays ahead
The details get handled. You stay in the loop.
A well-designed plan only works when the annual details are managed with discipline. Sterling supports the ongoing work behind the scenes—from census data and testing to participant communication and compliance coordination.
- Defined Benefit and Cash Balance plan design support
- Annual administration, testing, and reporting
- Clear communication with owners, employees, and advisors
- Coordination with independent Enrolled Actuaries when required
A calmer way forward
Simple on the surface. Thoughtful underneath.
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Start with a short conversation
We learn how your business is structured and what you want retirement to look like.
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Model the right plan shape
We work through contribution targets, employee considerations, timing, and design trade-offs with your professional advisors.
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Put the plan to work
From documentation and onboarding to annual administration and reporting, Sterling stays close to the details.
Your next chapter starts here
Make the most of the years you’re building toward.
Tell us where your business is today. We’ll help you see what a better retirement plan could look like.